Leading California Broker Offering Multiple Home Loan Options
We understand you have options when looking for a loan broker to help you identify and secure a home loan, with Andy Camacho and Rate Republic, we give you access to many loan products other brokers cannot offer.
Andrés J. Camacho will guide you through the home loan process
When you call Andy at Rate Republic, you can expect friendly, professional advice and clear explanations of all of our available mortgage products. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.
Residential Loan Products
Conventional
- As low as 3% down
- PMI & Lender Paid PMI options
- Refinance from FHA to Conventional to remove PMI
VA Loans
- 0% Down / 0 PMI
- No Income, No Appraisal, Rate and Term Refinancing
- Cash Out Refinancing
FHA Loans
- As low as 3.5% down
- Lenient Guidelines compared to Conventional
Debt Service Coverage Ratio
- No Income required
- Projected Rent on Appraisal used as income
Reverse Mortgages
- Individuals 62+
- Refinance or Purchase
- Stay in your home with no mortgage payments.
Bridge Loans
- Buy your next home without being rushed to sell your existing home.
- Up to 12 Mo. No Payments on vacating Property
- Be a Non-Contingent Buyer